For decades, insurance companies have promised protection. But when it comes to claims involving asbestos exposure, many families find out too late that insurers may not have their best interests at heart. If you’re facing the battle of asbestos injury vs insurance, you need to understand your rights—and your options.
Why Insurance Fights Asbestos Injury Claims
Insurance carriers are well aware of the financial stakes in asbestos-related cases. Mesothelioma and other asbestos-related diseases often involve:
- Long latency periods (20–50 years),
- Catastrophic medical expenses,
- Lost income and wrongful death claims.
Faced with these realities, some insurers delay or deny asbestos claims outright—counting on families to give up. Others may argue that take-home exposure or occupational asbestos exposure falls outside policy coverage.
Asbestos Injury vs Insurance: Denials and Delay Tactics
Victims who pursue a claim through insurance often face:
- Delays in processing or “missing” documents
- Denials based on unclear exclusions
- Defensive tactics claiming prior exposure or non-occupational sources
Even workers exposed at West Virginia power plants, steel mills, and chemical facilities—where asbestos exposure was rampant—may be told their injuries don’t qualify for timely compensation.
How an Asbestos Injury Lawyer Can Help with Insurance Claims
Navigating asbestos injury vs insurance alone is risky. Insurers have teams of lawyers. So should you.
A lawyer who focuses on asbestos litigation can:
- Subpoena past policy records
- Prove occupational or take-home exposure
- Show causation through medical and jobsite records
- Pressure insurance adjusters to settle fairly—or prepare to litigate
At The Law Offices of Lee W. Davis, we’ve helped West Virginia workers and families with asbestos-related claims for over 35 years. We understand the games insurers play—and how to beat them.
Secondhand Exposure and Insurance Obstacles
Many victims never worked directly with asbestos—but still developed mesothelioma from secondhand exposure. Insurance companies often claim these victims aren’t eligible. That’s false. If you or a loved one were exposed from work clothing, tools, or lunchboxes, we may be able to help you recover compensation.
Learn more about take-home asbestos exposure and how to prove it.
Fighting Back in the Battle of Asbestos Injury vs Insurance
If you’re dealing with a denied or delayed claim, don’t wait. Legal deadlines apply, and every day lost helps the insurance company—not you.
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